How can an IFA help?

An IFA (Independent Financial Adviser) can give you advice on a multitude of financial products they believe will accommodate your needs. Not only does their independence allow them to provide unbiased and impartial advice, but it also permits them to explore the entirety of the market too; which ultimately helps them find the best plan for you.

Now, how can an IFA help you?

Everyone has a dream. Whether it’s to buy a new home, go on holiday or to even invest in oversea property. Getting an IFA allows you to have a clear plan that makes it easier to figure out what is financially realistic for you, which over time will help you achieve your dreams, no matter how big or small.


IFAs can firstly help you find the right insurance plan for you. We all worry about what to do if the worst could happen, and sometimes this fear might make us choose the first plan we come across without thinking it through. With the help of an IFA, you can find the right protection to suit you and your family. Whatever you need, an IFA can ensure that personal catastrophes don’t turn into financial disasters.


Alongside insurance, IFAs can also help with pensions. Currently, pensions are a difficult and confusing task to set up, especially if you’re not confident with money. Getting an IFA can help relieve the stress that comes with setting up a pension; alongside investigating the many flexible pension plans available on the market, your IFA would also happily help you construct a portfolio to amplify your long-term prospects.

Savings & Investments

Getting an IFA can also help with saving money. They can easily help find the best starting point for you, regardless of if you have £10 or £100,000. Saving money with the help of an IFA can alleviate the stress of saving up for rainy days and can even help you save up to afford the many luxuries in life.

IFAs can also help you find the right assets to invest in. Investing is a difficult task to get involved with; the complex jargon, ever-changing market and the high risks that are associated with the high profits make it challenging for someone inexperienced to begin investing. Not only will an IFA help you find the right market to suit your financial needs, but they can also keep track of the best ways to buy and sell.


Getting a mortgage can be an easy task with the help of an IFA. Not only is it vital to receive impartial advice whilst finding the best mortgage for you, but it is also important to have someone who can explain all the complicated jargon that accompanies getting a mortgage. Also, IFAs have a broader market to look at – most of which wouldn’t be available to you without an IFA.

Finally, without a doubt, an IFA can help give you peace of mind. Money is a complicated topic by itself, but with the exaggeration of the risks and rewards by the media, the volatile markets and an influx of technological advances which make it harder to keep our money safe, it is important to have someone to help. Putting your trust in an unbiased expert can have a significant impact on your life for the better.

At Celtic Financial they offer all new clients a free initial meeting to see if they can help with any of the above needs. Call 01352 390 121 or email to find out more.

The above article was written by Megan Bonney during her work experience week here at Celtic Financial. 

Important Points

This Article is for information purposes only – should not be perceived as financial advice. We recommend you should always speak to a financial adviser before making any investment decisions.

Please note past performance is not reliable indicator to future returns.

Your investment may fall as well as rise and you may not get back what you put in.

Please note that your home may be repossessed if you do not keep up your mortgage repayments.