Unlocking Goals

Our experienced team design financial planning solutions to meet your goals, from buying your first home to retiring early, we can help…

free initial meeting

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Celtic Financial Planning

Celtic Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA). We strive to build and maintain long-term relationships with our clients by understanding individual needs, circumstances and requirements. These are the first steps towards our clients achieving their financial goals and aspirations. Based in the historic Market Town of Mold, with branches across North Wales.

We want to challenge others by providing a service-led goals-based financial planning solution for our clients. Instead of getting bogged down in jargon such as SIPPS and Wrappers, we aim to deliver a plan to meet your goal(s) such as retiring 5 years earlier. You won't find sales targets and pinstripe suits here, just good, honest and friendly financial advice.

A further attribute is our connection with local trusted professionals, this includes both accountancy and law. Our ability to work with these professionals to help create the right tax structure for your investment portfolio, is crucial in helping you achieve your financial goals. We believe this combined approach to planning provides an in-depth holistic solution that rewards our clients with the best possible service.

Informal picture of the team at Celtic Financial
Team effort when it comes to client meetings

why clients choose us

Independent

We are independent Financial Advisers, which means we work for you and not a bank or insurance company.

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Free Initial Meeting

We offer everyone the opportunity for a free no obligation meeting, allowing you to get to know us and our team.

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Advice Promise

You can hold us accountable to our financial advice, we promise to always give our clients best advice.

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our services at a glance

mortgages

From first time buyers to those looking to build a property portfolio, we have over 50 years experience. Your home may be repossessed if you do not keep up repayments on your mortgage.

pensions & retirement

From starting your first personal pension to painting a realistic picture in retirement by using the latest in cash flow modelling, our experienced experts can help you and your retirement.

savings & investments

Our Investment Committee meet regularly to manage and monitor a wide range of investments, funds and savings vehicles such as ISAs and Bonds. We can help both lump sum and regular investors.

protection planning

Protection planning for you, your family and or your business. From life and critical illness cover, shareholder protection and private income protection we can help.

care fee planning

Our independent later life financial specialists can provide helpful advice when it comes to mitigating the impact of care fees, or providing provision to meet the ongoing costs.

equity release

We can help you weigh up the best way to release equity from your home to supplement your retirement income, or meet your other goals and objectives.

corporate social responsibility

We feel it's important as Independent Financial Advisers we have a policy for corporate responsibility that also extends to social responsibility, that’s why we aim to adhere to 4 key targets, these include; Offsetting our Carbon Footprint, the use of Fairtrade products, using recycled paper and establishing funds for local charities and the community.

Visit our corporate social responsibility mandata page to find our more about our work, including working with the North Wales Wildlife Trust to plant a native british tree for every new pension and investment client.

the family office

We believe this is going to be a game changer for all new and existing clients. Typically a family office where you could find a financial adviser, solicitor and chartered accountant in one place was reserved for the ultra high net worth.

Benefits of Independent Financial Advice

It’s a common question, what are the benefits of independent financial advice? Well hopefully here are some points about how it can keep you and your family on the right financial track.

Investment Committee 05/03/2019

Our latest investment committee comments and Brexit is still here, but it’s not the biggest issue out there! A major headwind is the US vs China Trade negotiations. Both are titans of the world and whilst their threats could destabilise global trade massively.