London
  • London
  • North Wales
  • 25 Cabot Square, Canary Wharf, London, E14 4QA
  • Mon - Fri 9:00 - 17:00
  • 020 8050 3256
  • Florence House, Bromfield Lane, Mold, CH7 1JW
  • Mon - Fri 9:00 - 17:00
  • 01352 390 121
Celtic Financial Planning Ltd
01352 390 121 No Obligation
Mon - Fri 9.00 - 17.00
Sat/Sun CLOSED
Head Office: Florence House
Mold, Flintshire, CH7 1JW
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Celtic Financial Planning Ltd
  • home
  • about us
    • about us
    • our approach
    • corporate responsibility
    • our team
    • faqs
    • careers
    • privacy policy
  • services
    • Ethical Investments
    • Savings & Investments
    • Pensions & Retirement
    • Mortgages
    • Equity Release
    • Care Fee Planning
    • Estate Planning
    • Employee Benefits
    • Seminars & Workshops
  • news
  • contact
  • client login
  • become client
01352 390 121 No Obligation
Mon - Fri 9.00 - 17.00
Sat/Sun CLOSED
Head Office: Florence House
Mold, Flintshire, CH7 1JW
Homenews
  • Use it or Lose it: Tax Allowances

    • 12th January 2021
    • Posted by: Celticfp
    • Category: Financial Planning
    No Comments
    Tax Year Allownces

    Our tax year here in the United Kingdom runs from April to April. The current tax year started on 6th April 2020 and runs up until April 5th 2021. The next tax year will then run from 6th April 2021 until 5th April 2022 and so on and so forth.

    read more
  • Benefit: Death in Service

    • 28th October 2020
    • Posted by: Celticfp
    • Category: Business
    No Comments
    Value of Death in Service

    Death in Service (DIS) is a form of group protection that an employer can provide its employees with as part of its overall benefit of employment package. DIS typically pays outs a tax-free lump sum equivalent to a multiple of the employees salary.

    read more
  • The Celtic Digital Seminar

    • 22nd October 2020
    • Posted by: Celticfp
    • Category: Seminars
    No Comments

    This year we are holding are usual client seminar online. It will still feature our Head Economist Chris Bailey and he will no doubt have plenty to talk about, US elections, Brexit and Covid19 to name a few… Join us December 1st online.

    read more
  • Investment Committee 01/09/2020

    • 1st September 2020
    • Posted by: Celticfp
    • Category: Investment Committee
    No Comments
    Investment Markets in Q3

    The last 3 months from a stock market view in the UK has been fairly flat at time of writing, we’ve not seen much movement in the FTSE100 which represents the 100 largest traded companies in the UK, now less than Apple alone…

    read more
  • The value of life insurance

    • 24th August 2020
    • Posted by: Celticfp
    • Category: Financial Planning
    No Comments
    Life insurance

    If the ongoing events of 2020 have taught us one thing, it’s that life as we know it can be turned upside down at a moment’s notice. One of the sad realities of life is that we all have to die one day or another. For the young, this morbid reality might…

    read more
  • Investment Committee 01/06/2020

    • 3rd June 2020
    • Posted by: Celticfp
    • Category: Investment Committee
    No Comments
    Investment Markets

    It has been an unprecedented quarter, none of our team have ever experienced anything like it which includes the fallout from the credit crisis, the dot com bubble, a few wars and the 1987 crash. That said, we think this chart of volatility…

    read more
  • Personal Finance Portal

    • 21st May 2020
    • Posted by: Celticfp
    • Category: Financial Planning
    No Comments
    Personal Finance Portal

    With data security playing an increasingly prominent role in the way businesses conduct themselves, we will now communicate with you by phone, via our new secure client portal or in person. To ensure you can see your documents and secure messages…

    read more
  • Our Green Recovery Plan

    • 6th May 2020
    • Posted by: Celticfp
    • Category: Investment Committee
    No Comments
    Climate Change Plan

    Can COVID-19 give us an environmental boost? Experts have highlighted tackling climate change as a key factor in helping the UK recover from the COVID-19 pandemic. In a letter to Prime Minister Boris Johnson…

    read more
  • Chris Bailey – After Lockdown

    • 1st May 2020
    • Posted by: Celticfp
    • Category: Investment Committee
    No Comments
    Covid19 lockdown

    I was on one of those dreaded Zoom videoconferencing calls a couple of weeks ago, trying to ensure that my ‘lockdown hairstyle’ was suitably greased down to look at least mildly professional, when another participant made an observation…

    read more
  • The Budget 2020

    • 11th March 2020
    • Posted by: Celticfp
    • Category: Events
    No Comments
    The Budget 2020

    The Chancellor Rishi Sunak has delivered his first Budget of 2020 in the House of Commons, announcing the government’s tax and spending plans for the year ahead, along with several measures to mitigate the impact of the Coronavirus.

    read more
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Important

Modern | Dynamic | Honest

Celtic Financial is a trading style of Celtic Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) 809204.

The guidance and/or advice contained within this website is subject to UK regulatory review and is therefore restricted to consumers based in the UK.

Celtic Financial is registered in England and Wales at Florence House, Bromfield Lane, Mold, CH7 1JW under company registration number 11333705.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

Please note all calls made to Celtic Financial will be recorded. Copies of our call recordings will be available on request, for a period of 6 years after the recording was made.

Please note the FCA does not regulate Wills.

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Our first face to face client seminar since Covid Our first face to face client seminar since Covid is taking place 29th September at Soughton Hall. Join us for lunch at this free event, where we will have some great special guest speakers digesting current world events…  For more info visit our Eventbrite page! Have a great weekend all!  https://www.eventbrite.co.uk/e/the-celtic-financial-client-seminar-tickets-337925974687
As a financial advisory business, we are well awar As a financial advisory business, we are well aware of the consequences of rising costs and the impact it's having on the cost of living for families.  That's why this Summer (August 12th) as a team we are taking part in a virtual charity bike ride in aid of the Flintshire Food Bank, we are cycling 209 miles which is the distance from our Mold office to our Canary Wharf office.  The team will be doing this on a business day, so will be moving from desk to bike throughout the day! We are being kindly supported by PT Fitness in Mold, but we'd love your support too!  Head over to our Facebook page to donate...
We are delighted to be working once again with the We are delighted to be working once again with the North Wales WildLife Trust this year. We’ve donated funds to plant trees this winter and restore some natural habitats around the local river and waterways.  A big thanks also goes to our clients who continue to put their trust in our team, allowing us to give back to the local community and environment.
The US Fed has made a historic increase in their b The US Fed has made a historic increase in their base rate, an upwards move of 0.75%. It’s likely we will see the Bank of England make another rate increase too, but what does all this mean?  Well, if you’d like to know how these changes might be impacting your savings and investments, contact the team for a free initial meeting…
We are still looking for a new administrator to jo We are still looking for a new administrator to join our vibrant team, if you’d like to know more then please get in touch or visit our website!  Here are some of the perks of working at Celtic Financial:  🎄 Christmas shutdown
💻 Opportunity for hybrid working
💷 Competitive starting salary
📚 Full training and support
🏆 Join a fun multi-award-winning team
🍸 Regular social events
👻 Death in Service Scheme
📈 Opportunity for progression
The UK economy shrank again in April as businesses The UK economy shrank again in April as businesses felt the impact of price rises and the NHS Covid Test and Trace operation was wound down.  The economy contracted by 0.3% in April after it shrank by 0.1% the month before, official figures showed.  April was the first time all main sectors of the economy - services, manufacturing and production - had shrunk since January 2021.  Make sure you follow Celtic Financial TV on YouTube to get our monthly thoughts on world markets…
Bethan has been out this afternoon doing a litter Bethan has been out this afternoon doing a litter pick, just one of our regular activities to look after our local community.  #corporatesocialresponsibility
Our latest monthly market update is now available Our latest monthly market update is now available on our YouTube channel. Go check it out!  This article is for information purposes only – should not be perceived as financial advice. We recommend you should always speak to a financial adviser before making any investment decisions.  Please note, past performance is not a reliable indicator to future returns. Your investment may fall as well as rise and you may not get back what you put in.
Some TLC at the office today, some fresh slate for Some TLC at the office today, some fresh slate for the borders. #Summerready
Please note our offices will be closing today at 4 Please note our offices will be closing today at 4pm for the Platinum Jubilee Bank Holiday - and will reopen at 9am on Monday 6th June! 👑  Enjoy the celebrations this weekend and have a great break!  #platinumjubilee2022
At Celtic Financial Planning we're proud to be com At Celtic Financial Planning we're proud to be community champions. So this month we're changing our logo to show our support for the LGBQT+ community. #pridemonth
Hanging baskets have been refilled ready for summe Hanging baskets have been refilled ready for summer and the wild flower tubs are progressing well, let’s hope the local wildlife appreciate them too! 🐝
We are always keen as a small business to invest i We are always keen as a small business to invest in our team, so we are excited that Morgan is starting her Diploma in Financial Planning with the Chartered Insurance Institute, whilst Bethan is doing the chartered course for Senior Management and Supervision. Best of luck with the studies!
NS&I will increase the Premium Bonds prize fund ra NS&I will increase the Premium Bonds prize fund rate from 1.00% to 1.40%, from the June 2022 prize draw.  The odds of each £1 Premium Bond number winning a Premium Bonds prize will also change from 34,500 to 1 to 24,500 to 1. The increased prize fund rate will see an estimated additional 1.4 million prizes paid out in the June Premium Bonds prize draw.
We always strive as a team to ensure our clients c We always strive as a team to ensure our clients can put their faith in our advice, so it's always great to receive a glowing testimonial like this one today 👇
Here are some quick facts about us: 🆓 We offer Here are some quick facts about us:  🆓 We offer all new clients a free initial meeting, to explore if and how we can help with your financial future.  ✅ We are truly independent financial advisers, this means we are not tied to a product provider or investment group and can provide impartial advice across the whole of the market.  🦈 We are a private limited company and are not run for the benefit of external shareholders, who may not share our ethos.  🥼 Our team have over 100 years of combined experience across a wide range of areas within financial services, we leverage this experience to provide robust advice.  🏆 We are a multi-award-winning business, both as a company and in providing independent financial advice.  🗣️ All our recommendations are delivered in plain English and are jargon free.  ⚠️ We are authorised and regulated by the Financial Conduct Authority (FCA), you can find us on the FCA register under 809204.  Find out more here: https://www.celticfp.co.uk/about-us/faqs
Ofgem has warned that the energy price cap will su Ofgem has warned that the energy price cap will surge to £2,800 in October, piling even more pressure on already-strained household budgets.  The energy regulator said it expects the cap to rise 42pc from its current level of £1,971. That’s after a 54pc increase in April and up from £1,277 in October 2021.
It’s great that some of the team are attending t It’s great that some of the team are attending the #FSBawards UK finals In Glasgow, good luck to everyone involved!
Here are just some of the ways we support our ongo Here are just some of the ways we support our ongoing advisory clients on a regular basis, which is in addition to having access to their own dedicated adviser:  🗞️ Each month, our head economist writes an article about current world events, this is included in our monthly newsletter with other useful information.  🤳 In addition to having access to a dedicated financial adviser, our clients also have access to our support team whenever they need it, this may be to assist with appointments, valuations, income or general enquiries.  📺 Every month we provide a market update video that's hosted on our YouTube channel, here we talk about current events and the questions our clients have been asking us.  🍵 We host a client seminar either online or face to face every six months, our next event is September which will include a number of guest speakers and lunch.  📱 We provide regular content, news and information across our many social media channels including Twitter, LinkedIn, Facebook and Instagram, so our clients stay informed.  🤝 Every fortnight for our business clients, we host a not-for-profit networking breakfast (the Celtic Community Network) which is open to all businesses in the pursuit of helping local firms do more business together.  📊 Clients have access to our online portal, which shows their latest valuations across all their investments / pensions and provides a secure messaging service.  If you'd like to know more, or to benefit from such a service, please get in touch for a free initial meeting...
Thank you for your recent support on social media. Thank you for your recent support on social media. As a small, growing business your continued endorsement is greatly appreciated!  For those of you who are new to Celtic Financial, we are a multi-award-winning independent financial advisers known for our community and social consciousness based in North Wales with a regional hub in London.  We provide honest and transparent financial advice, where we treat our clients like family, so you know we are putting your interests first and not our own.
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Celtic Financial Planning Ltd – Independent Financial Advisers IFA and Mortgage Advisers based in Mold, North Wales. We provide advice across all areas of financial planning including, pensions, investments, mortgages, equity release, protection and estate planning.

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