Unlocking Goals

Our award winning team design robust financial planning solutions to meet your goals, now and in the future. From buying your first home to retiring early, we can help…

free initial meeting

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products initially by phone.

IMPORTANT:

Due to the Coronavirus we are suspending all our face to face appointments to protect our clients and team. We have a robust contingency plan and have now moved to working from home, our day to day operations remain available. You can contact the team or your financial adviser in the usual way. Appointments and reviews will continue using digital channels. Stay Safe Stay Home

Celtic Financial Planning

Celtic Financial Planning Ltd are award winning independent financial advisers and the most rated by reviews on Google in North Wales. We strive to build and maintain long-term relationships with our clients by understanding individual needs, circumstances and requirements. These are the first steps towards our clients achieving their financial goals and aspirations.

We want to challenge others by providing a service-led goals-based financial planning solution for our clients. Instead of getting bogged down in jargon such as SIPPS and Wrappers, we aim to deliver a clear plan to meet your goal(s) such as retiring 5 years earlier. You won't find sales targets and pinstripe suits here, just good, honest and friendly financial advice.

A further attribute is our connection with local trusted professionals in both accountancy and law. Our ability to work with them to help create the right tax structure for your investment portfolio is crucial in helping you achieve your financial goals. We believe this combined approach to planning provides an in-depth holistic solution that rewards our clients with the best possible service.

Celtic Financial Team
Celtic Financial Team Working Together

why clients choose and trust us

Independent

We are independent Financial Advisers, which means we have no restrictions on the providers we can recommend.

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Free Initial Meeting

We offer everyone the opportunity for a free no obligation meeting, allowing you to get to know us and our team.

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Advice Promise

You can hold us accountable to our financial advice, which we promise will always be the best we can give.

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our holistic services at a glance

mortgages

From first time buyers to those looking to build a property portfolio, we have over 50 years’ experience of the mortgage market. Note that your home may be repossessed if you do not keep up your mortgage repayments.

pensions & retirement

From starting your first personal pension to painting a realistic picture of your retirement using the latest in cash flow modelling, our experts can help you plan for the future.

savings & investments

Our Investment Committee meet regularly to manage and monitor a wide range of investments, funds and savings vehicles such as ISAs and Bonds. We can help both lump sum and regular investors.

protection planning

We can help protect you, your family and/or your business, including life and critical illness cover, shareholder protection and private income protection.

care fee planning

Our independent later life financial specialists can provide helpful advice when it comes to mitigating the impact of care fees, or providing provision to meet the ongoing costs.

equity release

We can help you weigh up the best way to release equity from your home to supplement your retirement income, or meet your other goals and objectives.

corporate social responsibility

As Independent Financial Advisers, we feel it is important to have a corporate social responsibility policy, which is why we aim to adhere to four key targets: offsetting our carbon footprint; using Fairtrade products; using recycled paper; and establishing funds for local charities and the community.

Visit our corporate social responsibility mandate page to find out more about our work, including working with the North Wales Wildlife Trust to plant a native British tree for every new pension and investment client.

Investment Committee 01/06/2020

It has been an unprecedented quarter, none of our team have ever experienced anything like it which includes the fallout from the credit crisis, the dot com bubble, a few wars and the 1987 crash. That said, we think this chart of volatility…

Personal Finance Portal

With data security playing an increasingly prominent role in the way businesses conduct themselves, we will now communicate with you by phone, via our new secure client portal or in person. To ensure you can see your documents and secure messages…

Our Green Recovery Plan

Can COVID-19 give us an environmental boost? Experts have highlighted tackling climate change as a key factor in helping the UK recover from the COVID-19 pandemic. In a letter to Prime Minister Boris Johnson…

Finalists for Finance Awards Wales