Unlocking Goals
Our multi-award-winning chartered team designs robust financial planning solutions to meet your goals, now and in the future. From buying your first home to retiring early, we can help…
Your Trusted Partner in Achieving Financial Success
At Celtic Financial, we are a multi-award-winning, Chartered Financial Planners dedicated to providing honest, transparent, and client-focused independent financial advice (IFA). Based in North Wales with a regional hub in London, our team of experienced advisers prioritises your interests above all else, treating each client like family.
Why Choose Celtic Financial Planning?
- Client-Centered Approach: We take the time to understand your unique needs, circumstances, and aspirations, creating tailored independent financial plans that align with your goals.
- Community and Trust: As the most reviewed independent financial advisers (IFAs) in North Wales, our reputation is built on trust and long-term relationships. We are proud sponsors of the Cheshire & North Wales Law Society, working closely with trusted local professionals in accounting and law to offer comprehensive financial solutions.
- Holistic Financial Planning: Our collaborative approach ensures you receive well-rounded advice, including tax-efficient investment strategies, ensuring your financial goals are met effectively.
- Accessible and Clear Communication: We eliminate the jargon and provide straightforward, actionable financial advice. No sales targets, no pinstripe suitsβjust genuine, friendly guidance.
Our Commitment to You:
- Personalised Service: Your financial success is our top priority. We develop bespoke plans that are easy to understand and implement, helping you navigate your financial journey with confidence.
- Transparency and Integrity: We believe in open communication and complete transparency, ensuring you are fully informed every step of the way.
- Expertise and Reliability: Our teamβs extensive knowledge and dedication to ongoing learning keep us at the forefront of financial advisory services.
Contact us today to discover how Celtic Financial (Independent Financial Advisers) can help you achieve your financial goals. Schedule a free initial consultation with one of our advisers and experience the difference of personalised, honest financial advice.
We are proud to be a Carbon Positive Firm, offsetting more emissions than we generate.
what our clients say
our holistic services at a glance
mortgages
From first time buyers to those looking to build a property portfolio, we have over 50 yearsβ experience of the mortgage market. Note that your home may be repossessed if you do not keep up your mortgage repayments.
pensions & retirement
From starting your first personal pension to painting a realistic picture of your retirement using the latest in cash flow modelling, our experts can help you plan for the future.
savings & investments
Our Investment Committee meet regularly to manage and monitor a wide range of investments, funds and savings vehicles such as ISAs and Bonds. We can help both lump sum and regular investors. Capital at Risk.
protection planning
We can help protect you, your family and/or your business, including life and critical illness cover, shareholder protection and private income protection.
care fee planning
Our independent later life financial specialists can provide helpful advice when it comes to mitigating the impact of care fees, or providing provision to meet the ongoing costs.
equity release
We can help you weigh up the best way to release equity from your home to supplement your retirement income, or meet your other goals and objectives.
corporate social responsibility
Visit our corporate social responsibility mandate page to find out more about our work, including working with the North Wales Wildlife Trust to plant a native British tree for every new pension and investment client.
Spring Statement 2025
The Chancellor, Rachel Reeves, delivered her Spring Statement 2025 on Wednesday 26 March. Keeping to her promise of one fiscal event per year, she made no new tax announcements.
Quarterly Market Update
Global markets displayed mixed performance from December 2024 to February 2025, shaped by various macroeconomic factors, adjustments in monetary policy, and geopolitical developments.
Smart Strategies for IHT
Are you prepared for Inheritance Tax (IHT)? Many families in the UK are unaware of how IHT could impact their estate, leading to unexpected tax bills for their loved ones.
