Unlocking Goals

Our multi-award-winning team designs robust financial planning solutions to meet your goals, now and in the future. From buying your first home to retiring early, we can help…

free initial meeting

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Celtic Financial Planning

We are multi-award-winning independent financial advisers known for our community and social consciousness based in North Wales with a regional hub in London. We provide honest and transparent financial advice, where we treat our clients like family, so you know we are putting your interests first and not our own. We are the most rated by reviews on Google in North Wales. We strive to build and maintain long-term relationships with our clients by understanding individual needs, circumstances and requirements. These are the first steps towards our clients achieving their financial goals and aspirations.

You won't find sales targets and pinstripe suits here, just good, honest and friendly financial advice. We want to challenge others by providing a service-led goals-based financial planning solution for our clients. Instead of getting bogged down in jargon, we aim to deliver a clear plan to meet your goal(s).

A further attribute is our connection with local trusted professionals in both accountancy and law. We are, in fact, sponsors of the Cheshire & North Wales Law Society. Our ability to work with them to help create the proper tax structure for your investment portfolio is crucial in helping you achieve your financial goals. We believe this combined approach to planning provides an in-depth holistic solution that rewards our clients with the best possible service.

Celtic Financial Team Working Together

why clients choose and trust us

Independent

We are independent Financial Advisers, which means we have no restrictions on the providers we can recommend.

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Free Initial Meeting

We offer everyone the opportunity for a free no obligation meeting, allowing you to get to know us and our team.

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Advice Promise

You can hold us accountable to our financial advice, which we promise will always be the best we can give.

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Based on 87 reviews.
Wayne Bidmead
Wayne Bidmead
29. July, 2022.
Would highly recommend celtic financial planning. After meeting Sam to discuss pensions and retirement I was more than happy with the help and advice I received from Sam.
Julie Thomas
Julie Thomas
8. July, 2022.
I needed some advice on a pension policy,messaged Celtic and they called me back the same day and arranged a consultation in their office the very next morning.The advice I received was excellent and I will certainly use their services again very soon.
Colette Lowe
Colette Lowe
30. June, 2022.
Rob really helped us out with equity release . Would highly recommend him and celtic financial planning .
Mark Amos
Mark Amos
26. May, 2022.
So glad I put my faith in Celtic financial. Rob and his team are a credit to themselves. As I knew very little about what I could do my pension pot and all the many different plans that were involved I can now relax knowing my hard earned money is in safe hands with this brilliant team of people.🏆🏆😉
Richard Jones
Richard Jones
21. March, 2022.
Been with Celtic Financial for nearly 2 years and Rob has reorganized my pensions and has already made a significant difference in such a short time, nothing is a hassle for them, if I had the choice again I wouldn't hesitate to use them once more.
David Alexander
David Alexander
18. March, 2022.
Very efficient, friendly, willing to listen and react accordingly. Anything but pushy. Replies always prompt and courteous. Inspires confidence.
Karen Turton
Karen Turton
6. March, 2022.
As the owner of a business that is growing and I have high aspirations for it is critical that I work with a financial partner who understands me and my goals. Rob and the team at Celtic Financial Planning have very quickly become a source of trusted advice and they are there whenever I need them - quick responses, practical advice and more than anything advice I need even when perhaps I would rather not hear it! Highly recommended and I feel fortunate to have them supporting my business adventure!
Roy Thomas
Roy Thomas
23. February, 2022.
What can I say about Rob and Celtic Financial staff as a whole. I have recently dealt with Rob in regards to pension investments and can I say what a wonderful person and company to deal with. Rob is very in tune with your needs. Very attentive and knowledgeable. Believe me, I’ve dealt with a number of IFA’s over the years and Rob beats them hands down. Always gets back to answer concerns promptly and efficiently. You will not be sorry if you get in touch with Celtic and use their services and I’m looking forward to a long and prosperous relationship.
Dave Glenet
Dave Glenet
2. February, 2022.
I would like to thank Sam and the team for looking after all my financial affairs, including my savings, investments and mortgage needs. They always go above and beyond and I have no hesitation in recommending them to friends and family!
Ian Hughes
Ian Hughes
13. January, 2022.
Hi Rob thanks making it. Easy to understand my options with my pension.very professional on your advice an investment.would recommend your services to anyone .thanks again Ian

our holistic services at a glance

mortgages

From first time buyers to those looking to build a property portfolio, we have over 50 years’ experience of the mortgage market. Note that your home may be repossessed if you do not keep up your mortgage repayments.

pensions & retirement

From starting your first personal pension to painting a realistic picture of your retirement using the latest in cash flow modelling, our experts can help you plan for the future.

savings & investments

Our Investment Committee meet regularly to manage and monitor a wide range of investments, funds and savings vehicles such as ISAs and Bonds. We can help both lump sum and regular investors.

protection planning

We can help protect you, your family and/or your business, including life and critical illness cover, shareholder protection and private income protection.

care fee planning

Our independent later life financial specialists can provide helpful advice when it comes to mitigating the impact of care fees, or providing provision to meet the ongoing costs.

equity release

We can help you weigh up the best way to release equity from your home to supplement your retirement income, or meet your other goals and objectives.

corporate social responsibility

As Independent Financial Advisers, we feel it is important to have a corporate social responsibility policy, which is why we aim to adhere to four key targets: offsetting our carbon footprint; using Fairtrade products; using recycled paper; and establishing funds for local charities and the community.

Visit our corporate social responsibility mandate page to find out more about our work, including working with the North Wales Wildlife Trust to plant a native British tree for every new pension and investment client.

Virtual Charity Bike Ride

As a financial advisory business, we are well aware of the consequences of rising costs and the impact it’s having on the cost of living for families, which is now at crisis point for many.

The ECB carrot is back

Below is an article from one of our key investment partners in relation to the news announced last week that the European Central Bank (ECB) has raised interest rates by 0.5% points

Independent vs Restricted Advice

Whether you have an existing relationship with a financial adviser or if you are in the process of looking for guidance on managing your wealth, understanding how a firm operates is not only key…

NMA Top 100 Firm