Savings & Investments

Acorn growing image like Investments

Savings & Investments

Whether you have a lump sum to invest or are looking to make regular contributions each month, we have extensive experience and a wide range of planning tools. We can design bespoke solutions and portfolios to meet your goals.

Our Investment Committee reviews, monitors and analyses investments. This independent approach to wealth management gives you access to financial solutions from across the whole of the market, ensuring you have a broad and hard-working portfolio.

Whether your monies are sheltered within ISAs, Onshore Bonds, Offshore Bonds, Unit Trusts, Pensions or other tax wrappers we can help.

We also help and give guidance on the following:

  • Bank/Building Society Accounts (including Cash ISAs)
  • National Savings
  • Shares
  • Investment Trusts
  • Ethical investments

Byย discussing your financial goals and investment time frame, we will establishย your tolerance to risk as well as any ethical stance you may have to investment planning. Should you have any existing arrangements, we can reviewย their continued suitability in line with your current goals.

If further information is required on any of your existing arrangements, we will obtain this on your behalf directly (we typically call this data collection) from the relevant institutions prior to conducting our research in line with your requirements.

The value of investments can go down as well as up and you may receive back less than you originally invested.

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Pound Cost Averaging

As advisers we encourage our clients to save monthly. A potential advantage of this approach is pound cost averaging: a technique where investments are made on a regular basis and therefore average out the price you pay for the total investment over time.

This strategy can be particularly beneficial during a time of turbulence and uncertainty.

Speak to us about ways in which you can start saving for the future.

how can we help you?

Contact us at Celtic Financial to book a free no obligation initial meeting.

Citywire Top 100 Financial Planning Firm