Estate Planning

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Estate Planning

The preservation of your family wealth can be one of the most important aspects of good financial planning. By placing your trust in our independent financial advisers, we can provide you with comprehensive suitable advice regarding all aspects of estate planning. We have a strong team of professionals (including a later life financial planning specialist, an estate planning solicitor and a chartered accountant) and can draw on their experience to give you the right advice under a single family office where all your affairs can be looked after in one place.

We will discuss your planning options in plain English, from trusts and offshore bonds to wills and inheritance tax. We offer a free initial no obligation meeting to see how we can help you and your family pass on wealth, save inheritance tax or protect your loved ones’ futures.

Inheritance tax planning, will writing, trusts and tax are not regulated by the Financial Conduct Authority.

Wealth Distribution

  • Property
  • Investments
  • Business

Our experts can help ensure you wealth is distributed in a way that’s tax efficient and meets your family objectives.

Estate Planning Services

When it comes to estate planning their are a number of areas where we can add value and review:

  • Wills and Trusts
  • Power of Attorney
  • Business Exit Strategies
  • Pension Planning
  • Inheritance Tax Planning
  • Care Fee Planning
  • Wealth Distribution

Trust Planning

A Discounted Gift Trust allows clients to put a lump sum into trust for their beneficiaries while retaining the right to regular payments.

Loan Trusts allows clients to access a capital sum, while any growth on their investment is outside of their estate immediately.

Excluded Property Trusts provides a way of protecting offshore bond investments or UK OEICs from Inheritance Tax liabilities if clients are UK residents but not currently UK domiciled or treated as UK domiciled.

how can we help you?

Contact us at Celtic Financial to book a free no obligation initial meeting.

Citywire Top 100 Financial Planning Firm